MW
Mary Wanjiku
Active
2,180 L
This Month Deliveries
KES 87,200
Last Payment
KES 35,000
Active Loan Balance
KES 12,400
Total Deductions (Jan)
82/100
Credit Score
Personal Details
Full Name
Mary Wanjiku Kamau
National ID
28456789
Date of Birth
14 June 1985
Gender
Female
Phone (Primary)
0712 345 678
Phone (Secondary)
0723 987 654
Email
Village
Kaimbaga
Sub-County
Ol Kalou
Next of Kin
Name
James Kamau Mwangi
Relationship
Spouse
Phone
0734 567 890
National ID
27654321
Membership & Shares
Member Number
MEM-0234
Registration Date
15 March 2023
Share Capital
KES 25,000
Annual Subscription
KES 1,500 (Paid)
Farm Information
Farm Size
3.5 Acres
Land Ownership
Title Deed
GPS Coordinates
-0.2648°, 36.3780°
Altitude
2,340m ASL
Dairy Cattle
6 (4 Friesian, 2 Ayrshire)
Milking Cows
4
Avg Daily Yield
72 Litres
Feed Method
Zero-grazing + Napier
Farm Location
GPS: -0.2648°, 36.3780°
Kaimbaga, Ol Kalou — Nyandarua County
Delivery History
| Date | Session | Quantity (L) | Fat % | Grade | Status |
|---|---|---|---|---|---|
| 10 Feb 2026 | Morning | 42 | 3.8 | A | ✓ Accepted |
| 10 Feb 2026 | Evening | 28 | 3.6 | A | ✓ Accepted |
| 09 Feb 2026 | Morning | 45 | 3.9 | A | ✓ Accepted |
| 09 Feb 2026 | Evening | 30 | 3.5 | B | ✓ Accepted |
| 08 Feb 2026 | Morning | 40 | 4.0 | A | ✓ Accepted |
| 08 Feb 2026 | Evening | 32 | 3.7 | A | ✓ Accepted |
| 07 Feb 2026 | Morning | 38 | 3.6 | A | ✓ Accepted |
| 07 Feb 2026 | Evening | 0 | — | — | ⚠ Missed |
| 06 Feb 2026 | Morning | 44 | 3.8 | A | ✓ Accepted |
| 06 Feb 2026 | Evening | 26 | 3.4 | B | ✓ Accepted |
Gross Earnings (Jan)
KES 99,600
Total Deductions
- KES 12,400
Net Payment
KES 87,200
Payment History
| Period | Gross | Deductions | Net Pay | Channel | Status |
|---|---|---|---|---|---|
| January 2026 | KES 99,600 | KES 12,400 | KES 87,200 | 📱 M-Pesa | ✓ Paid |
| December 2025 | KES 92,400 | KES 11,800 | KES 80,600 | 📱 M-Pesa | ✓ Paid |
| November 2025 | KES 88,200 | KES 11,200 | KES 77,000 | 📱 M-Pesa | ✓ Paid |
| October 2025 | KES 95,100 | KES 12,100 | KES 83,000 | 📱 M-Pesa | ✓ Paid |
| September 2025 | KES 90,000 | KES 15,500 | KES 74,500 | 📱 M-Pesa | ✓ Paid |
| August 2025 | KES 86,400 | KES 14,800 | KES 71,600 | 🏦 Bank | ✓ Paid |
Active Loan
RepayingLoan Type
Input Loan (Fertilizer)
Principal
KES 50,000
Interest Rate
8% p.a.
Issue Date
01 Oct 2025
Due Date
31 Mar 2026
Outstanding
KES 35,000
Repayment Progress
30%
Loan Eligibility
Avg Monthly Deliveries
2,080 L
Avg Monthly Income
KES 91,500
Max Eligible Loan
KES 54,900
Rule Applied
60% of avg 3-month income
✅ Eligible for new loans after current loan reaches 50% repayment
Loan History
| Loan ID | Type | Principal | Interest | Issued | Cleared | Status |
|---|---|---|---|---|---|---|
| LN-00456 | Input Loan | KES 50,000 | 8% | 01 Oct 2025 | — | Active |
| LN-00312 | Cash Advance | KES 20,000 | 5% | 15 Jun 2025 | 30 Sep 2025 | Cleared |
| LN-00198 | Input Loan | KES 30,000 | 8% | 01 Jan 2025 | 30 Jun 2025 | Cleared |
| LN-00087 | Production Loan | KES 40,000 | 10% | 01 Jul 2024 | 31 Dec 2024 | Cleared |
January 2026 Deductions Breakdown
Loan Repayment
KES 5,000
Agrovet — Nyandarua Agro Supplies (Vet drugs)
KES 2,400
Management Fee (3%)
KES 2,988
Share Capital Top-up
KES 500
Transport Levy
KES 1,012
Welfare Fund
KES 500
Total Deductions
KES 12,400
Activity Timeline
10 Feb 2026 — 06:45 AM
🥛 Delivered 42L milk (Morning session) — Grade A, Fat 3.8%
05 Feb 2026 — 02:30 PM
💰 Payment of KES 87,200 sent via M-Pesa for January 2026
01 Feb 2026 — 09:00 AM
💳 January deductions processed — KES 12,400 total
20 Jan 2026 — 11:15 AM
🌿 Input credit: Vet drugs (KES 2,400) from Nyandarua Agro Supplies
01 Oct 2025 — 10:00 AM
📋 Loan LN-00456 issued — KES 50,000 Input Loan (Fertilizer)
30 Sep 2025 — 03:00 PM
✅ Loan LN-00312 cleared — KES 20,000 Cash Advance fully repaid
15 Mar 2023 — 09:30 AM
👤 Member registered — MEM-0234, paid KES 5,000 registration + KES 10,000 initial share capital